Builder? Contractor? Remodeler? Subcontractor?
If you are in the building or remodeling field, there are a number of specialized
coverages you need. We will construct an insurance program built around your
Commercial/Residential Builders Risk
1. Coverage for materials on the job site.
2. Covers materials in transit or stored in temporary location.
3. Covers subcontractors material damaged or stolen from your job site.
4. Covers your profit
5. Unsold property coverage
6. Model home and contents
7. Purchaser under contract coverage
Check out our special programs for trade contractors. We can cover
your general liability insurance, your workers compensation and
Protecting your small business:
No matter how large or small your
business,you face liability, which means that your business could
be held accountable when someone else suffers an injury or damage
to their property because of something your business did or did not
do. General Liability includes: Bodily Injury coverage, Property
Damage coverage, Personal Injury or Advertising Injury, Products
and Completed Operations injury.
In addition to Bodily Injury Liability
you also need protection for your property. This covers both Real
and Personal property that belongs to the business such as inventory,
equipment, furniture, machinery and the like are usually covered.
Additional coverage that can be added include boiler and machinery,
loss of business income, peak season coverage, valuable papers and
records, inland marine coverage for property used off your premises
and bailees coverage for someone else's property in your custody.
compensation to protect your employees for job related injuries is
Vehicles used in your business should be covered.
is available to protect your business from theft by burglary or robbery.