Farinelli Insurance Agency

Since 1961

(800) 340-9991

COMMERCIAL INSURANCE
Builder? Contractor? Remodeler? Subcontractor?
If you are in the building or remodeling field, there are a number of specialized coverages you need. We will construct an insurance program built around your business.

Commercial/Residential Builders Risk
1. Coverage for materials on the job site.
2. Covers materials in transit or stored in temporary location.
3. Covers subcontractors material damaged or stolen from your job site.
4. Covers your profit
5. Unsold property coverage
6. Model home and contents
7. Purchaser under contract coverage

CONTRACTORS
Check out our special programs for trade contractors. We can cover your general liability insurance, your workers compensation and your trucks.

SMALL BUSINESS INSURANCE
Protecting your small business:
No matter how large or small your business,you face liability, which means that your business could be held accountable when someone else suffers an injury or damage to their property because of something your business did or did not do. General Liability includes: Bodily Injury coverage, Property Damage coverage, Personal Injury or Advertising Injury, Products and Completed Operations injury.

In addition to Bodily Injury Liability you also need protection for your property. This covers both Real and Personal property that belongs to the business such as inventory, equipment, furniture, machinery and the like are usually covered. Additional coverage that can be added include boiler and machinery, loss of business income, peak season coverage, valuable papers and records, inland marine coverage for property used off your premises and bailees coverage for someone else's property in your custody.

Workers compensation to protect your employees for job related injuries is also needed.

Vehicles used in your business should be covered.

Crime Protection is available to protect your business from theft by burglary or robbery.